From the Blog:
February 4, 2025

Case Study: How Rain Powers Cadana’s Card Program for a Globally Distributed Workforce

The Challenge

In emerging markets, millions of workers and businesses lack access to traditional banking infrastructure, limiting their ability to transact globally. Remote workers, freelancers, and businesses operating across borders often face challenges with payment reliability, high transaction fees, and limited access to USD-based financial tools.

Cadana, a fintech focused on financial inclusion for workers in emerging markets, sought a solution that would provide its users with secure, flexible, and globally accepted payment options. They needed a partner that could enable seamless virtual card issuance while ensuring transaction reliability and security across emerging markets.

The Solution

Rain partnered with Cadana to power its virtual card program, providing users in emerging markets with a secure and efficient way to receive payments, transact online, and participate in the global economy. By leveraging Rain’s digital infrastructure, Cadana’s virtual card offering delivers:

  1. Seamless Cross-Border Transactions: Rain’s technology ensures Cadana users can access globally accepted virtual USD cards, enabling payments across international platforms without friction.
  2. Enhanced Security & Fraud Protection: With dynamic card details, real-time monitoring, and strict security protocols, Rain’s infrastructure minimizes fraud risks while protecting user data.
  3. Financial Access for the Underbanked: Rain’s virtual card capabilities help bridge the gap for workers and businesses without traditional bank accounts, providing them with a digital-first financial solution that works anywhere.
  4. Scalability & Reliability: Rain’s partnership ensures Cadana can issue and manage virtual cards at scale, providing a stable and high-availability solution that meets the needs of a globally distributed workforce.

The Results

With Rain’s card infrastructure, Cadana has expanded financial access for workers and businesses across emerging markets. Key outcomes include:

  • Empowering Financial Inclusion: Thousands of users now have reliable access to virtual USD cards, eliminating barriers to global commerce and financial participation.
  • Improved Payment Efficiency: Rain’s technology enables faster and more reliable payments for remote workers and businesses, reducing delays and transaction costs.
  • Enhanced Security & Compliance: The partnership ensures that Cadana’s virtual card program meets the highest security standards, protecting users while maintaining compliance with financial regulations.

Conclusion

Rain’s cutting-edge card infrastructure plays a crucial role in enabling Cadana’s mission to provide financial access to workers in emerging markets. By simplifying cross-border payments and ensuring secure transactions, Rain helps drive financial inclusion and economic growth in underserved regions.To learn more about how Rain enables global payment solutions, visit www.raincards.com.